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Privacy Policy

This Privacy Policy sets forth how personal information is collected and used, that is provided on Internet Web site located at www.DiversyFund.com (“Site”). Unless otherwise indicated, this Privacy Policy only applies to personal information collected through DiversyFund Technology, DiversyFund, Inc., or any of their respective affiliates (together, for purposes hereof, “DiversyFund”). By accessing or using our Site, including any subdomain you have read, understand, and agree to be bound to these terms of use (“Terms of Use”), regardless of whether you are a registered member of the service, as they may be amended from time to time in the future (see “Change to this Privacy Policy” below).

 

DiversyFund is committed to maintaining the confidentiality, integrity and security of any personal information about our users. This Privacy Policy explains how we protect personal information provided through the DiversyFund Technology and how we use that information in connection with our service offered through the DiversyFund Technology (the “Service”). “Personal information” for purposes of this Privacy Policy means information that identifies you, such as your name, address, phone number, fax number or email address.

DiversyFund stresses its privacy and security standards to guard against identity theft and provide security for your personal information. We regularly re-evaluate our privacy and security policies and adapt them as necessary to deal with new challenges.

Personal Information Collected

We collect the following personal information from you:

  • contact information such as name, email address, mailing address, phone number;
  • Social Security number;
  • demographic information such as age and address;

When you visit the Site or download and use our Services, we may automatically collect certain information sent to us by your computer, mobile device, or any other device. This information may include the type of device you use, operating system, the device identifier (or “UDID”), your IP address, location, mobile network information, and standard web log information, such as your browser type traffic to and from our site, the pages you accessed on our website, and other available information. We may also collect information about your use and interaction with the Site, our mobile application, or our Services. For example, we may evaluate your computer, mobile phone, or other access device to identify any malicious software or activity that may affect the availability of the Services. When you use the Services, we may also store information based on your usage history. This includes, but is not limited to, details of your purchases, content you viewed, event information, click stream information, and cookies that may uniquely identify your browser or your account.

Information Sharing

DiversyFund uses and discloses your personal information only as follows:

  • to analyze site usage and improve the Service;
  • to deliver to you any administrative notices, money alerts, and communications relevant to your use of the Service;
  • for market research, project planning, troubleshooting problems, and detecting and protecting against error, fraud, or other criminal activity;
  • to third-party contractors that provide services to DiversyFund and are bound by these same privacy restrictions;
  • to enforce DiversyFund’s Terms of Use; and as otherwise set forth in this Privacy Policy.

In the event that you access the Service as brought to you by one of our co-brand partners, through a co-branded URL, your email address used for registration on the Service may be provided to that co-brand partner.

For customers who choose to link their bank accounts, we use Plaid Technologies, Inc. (“Plaid”) to facilitate the automatic connection and gather required transaction data from your financial institution. By using our joint services, you grant us and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy (located at https://plaid.com/legal/#privacy-policy). We use Plaid as part of the delivery of our product service. In particular, as well as facilitating transactions, we use Plaid to prevent overdrafts on your account and to prevent, detect, and mitigate fraud.

We may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

If DiversyFund is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Opt-out Policy

We may at times send you e-mail communications with marketing or promotional materials. If you prefer not to receive such marketing or promotional e-mails from us, you may unsubscribe completely by emailing us at: customerrelations@diversyfund.com Please note that opt-out requests may take up to twenty-four (24) hours to process. Please also note that at times we may need to send you e-mail communications that are transactional in nature such as service or termination announcements or payment confirmations which are communications you will not be able to opt-out of. You will be able to modify the information concerning your account by visiting your profile page and editing any information you wish to change. If you wish to delete your account or need help modifying account information, please contact us at customerrelations@diversyfund.com. We will require up to twenty-four hours (24) to process such requests. You may also clear cookies from your computer via your web browser settings. You may also wish to use a Google Analytics opt-out web browser add-on. Information on this option is available at: http://support.google.com/analytics/bin/answer.py?hl=en&answer=270 0409 If you would like us to remove your Personally Identifiable Information from our database, please send a request to: customerrelations@diversyfund.com. We are not responsible for removing your Personally Identifiable Information from the lists of any Third Party Services or other third party who has previously been provided your information in accordance with this notice. Reviewing, Changing or Correcting Information You are solely responsible for helping us to maintain the accuracy and completeness of your personal and other information. We urge you to review your information regularly to ensure that it is correct and complete. If you believe that any of your information is incorrect, or if you have any questions regarding this Privacy Policy, please contact us customerrelations@diversyfund.com.  You may, of course, decline to share any or all of your personal information with us or ask us to delete your personal information from our systems at any time, in which case we may not be able to provide to you some of the features and functionality found on or through the Website and the Services. We are committed to protecting the privacy of our former clients as well as our current clients. If you choose to become an inactive client, you will continue to be protected by the policies and principles described in this Privacy Policy for as long as your personal information is retained by us. Should you close your account with us, we will only retain your personal information for as long as necessary to comply with any applicable legal or regulatory requirements.

Applicable Law and Jurisdiction

This Privacy Policy shall be governed by, construed and entered in accordance with the laws of the State of California applicable to contracts deemed to be made within such state, without regard to choice of law or conflict of law provisions thereof. All disputes with respect to this Privacy Policy shall be brought and heard either in the California State Courts located in San Diego, California, or the federal district court for San Diego, California. You consent to the in person jurisdiction and venue of such courts. YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY WITH RESPECT TO ANY CLAIM, ACTION OR PROCEEDING, DIRECTLY OR INDIRECTLY, ARISING OUT OF, OR RELATING TO, THIS AGREEMENT TO THE FULLEST EXTENT PERMITTED BY LAW.

Links to Other Sites

If you follow any links that direct you away from the Site, this Privacy Policy will not apply to your activity on the other websites you visit. We do not control the privacy policies or the privacy practices of any third parties.

Contact Information

Please contact DiversyFund with any questions or comments about this Privacy Policy, your personal information, or your choices with regards to our collection and use of your personal information, by email at customerrelations@diversyfund.com.