Why It’s Smart to Diversify Your Portfolio

Diversification is a way of spreading out your investments across various types of assets. By diversifying their portfolios, investors are able to reduce their overall risk, while increasing the return on their investments. Wouldn’t you like to learn more about the best ways to diversify your portfolio for higher investment earnings? A major key to success in investing is balancing your risk level with your desired timeframe. This is why it’s important to ensure you are carrying just the right amount of risk versus reward. For example, You’re in your early 20’s and just starting a retirement account. In this situation, you wouldn’t want to be too conservative with your investments. If you are too conservative, then you may discover the growth of your investment is not keeping up with the rate of inflation. On another example, you’re reaching retirement age and add risky investments to your portfolio. This would not be […]


Are You Walking Away from High Return Investments?

When it comes to investing and setting up investment portfolios, it is natural to go for high return investments and low to zero risks. But, be careful as not all investments are equal. You must do your due diligence before making a decision. Both on which investments to pick and which companies to trust. Finding ads that sell the “Best Investments” is easy. Just do a quick search and you will get 100’s of results. The hard part is going through details before making a selection. This is especially true for finding an investment that best fits within your time horizon, financial goals and desired returns. What investment options produce high returns with lower risk? While there are a number of great options to choose from when it comes to investing, there are only a handful that will produce high returns with minimal risk. Of course, these are not all […]


How to Take Advantage of Real Estate Crowdfunding Trends in 2017

Forbes just released the top 3 real estate crowdfunding trends in 2017. Institutional Capital Non-Accredited Investors & eREIT Consolidation According to Forbes,  “Real estate crowdfunding continues to be a dynamic and ever-evolving industry, growing to an estimated $3.5 billion in 2016. By 2025, the crowdfunding industry as a whole is anticipated to be valued at more than $300 billion and online real estate marketplaces are primed to capitalize on that explosive growth.” With massive growth projected in the next 10 years, how can you take advantage of the real estate crowdfunding trends that lie in the year ahead? Invest in real estate crowdfunding platforms before they take on institutional capital. Many veteran platforms will begin sourcing from large institutions to back up their smaller investments. This may limit the opportunity for individual investors to invest in future projects. Find platforms that still cater to individual investors to invest in projects […]


DiversyFund is Working Towards A Higher Goal

Ever since we came up with the idea of launching DiversyFund, we knew that it would represent more than just another “crowdfunding” platform. We knew we were going to be working towards a higher goal. You see, there are other real estate crowdfunding sites. While some are doing an amazing job of bridging the gap between real estate investments and technology, others are merely hoping to figure out the “why” after they’ve dove into the pool. For us, it was a natural progression to launch this website. Since we had already “paid our dues” so to speak through our existing real estate investment firm. A decade of hard work, relationships with investors, developers, and other stakeholders and over $500 Million in placements, gave birth to the idea of putting our expertise to good use. This is why we are working towards a higher goal by launching this site. Furthermore, why we […]


Health and Fitness: A Top Priority For Successful CEO And Top Executives

Let’s identify the most common traits among successful CEO and top executives. The following are the key characteristics: Visionary: ability to move forward regardless of setbacks and staying true to their vision. Fearlessness: in dealing with challenges and conflict head-on. Students of the “game”: whatever the game (industry) is. The successful CEO aims to stay ahead of the curve through a commitment to lifelong learning. Connector: Whether it’s connecting an idea to a plan, bringing the right people to support that plan, or simply connecting the product to the end consumer. Passionate: this one goes without saying, as it’s certainly one of the most common traits of any successful executive Health and Fitness Of course, this is a short list, and there are other key factors that play a role in the rise of any over-achieving professional. The one trait we haven’t touched on is perhaps as important as any […]


An Interesting Acknowledgement By Federal Reserve Governor, Jeremy C. Stein

The fact of the matter is that the fundamentals of “crowdfunding” are not new. In fact, the practice has been around for decades. That said, the recent rise of real estate crowdfunding platforms has generated equally strong opinions by supporters and critics. Jeremy C. Stein, the Federal Reserve Governor recently addressed the topic during a speech in Washington, D.C. We find Mr. Stein’s thoughts to be interesting and worthy of sharing with our community. Here’s the speech in its entirety: Acknowledged by Governor Jeremy C. Stein At the Crowdfunding for Community Development Finance Conference, Washington, D.C. Good morning. Let me start by welcoming everyone to the Federal Reserve. Today’s topic of crowdfunding for community development finance is an important and topical one. And, I want to thank you all for helping us think through the challenges and opportunities presented by this new technology. Especially, as it relates to raising funds for […]


GEN Y Takes The Lead As The Largest Group Of Homebuyers

In its new annual survey of recent homebuyers, the National Association of Realtors identified GEN Y also referred to as “millennials” (33 and younger) as the largest group of homebuyers in the U.S. The survey breaks down homebuyers by generation, and shows GEN Y leading by 31%, with GEN X (ages 34-48) at a close second at 30%. The survey also highlights an interesting fact- that millennials make up 78% out of all the first-time homebuyers. But there is another side to this story. Although millennials are eager to purchase their first home, the majority is challenged by a number of factors; and the single most challenging of all is the high amounts of student debt. Student Debt by Numbers: $1.2 Trillion: Total of outstanding student loans in the U.S. Source: Consumer Financial Protection Bureau $30,000: The average amount of student debt, when divided among 40 million borrowers. Source: Consumer […]

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