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3 Ways To Create Multi-Generational Wealth
For Your Family

#givewealth

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Planning for you and your family’s wealth can be an exciting moment in your finance journey. As you advance through life and make major decisions, you accumulate a variety of knowledge and experience that you can apply to your personal finances in order to create multi-generational wealth.


Multi-generational wealth sounds complicated but it really isn’t.

Create Multi-Generational Wealth

Multi-generational wealth refers to wealth that is passed down from one generation to the next. Put simply, if you are planning to leave something behind for your children or grandchildren, you are creating and contributing to generational wealth.

Take the time to find a financial strategy that works with your lifestyle. Here are three (3) ways to get started:

Invest in the stock market

1. Invest in the Stock Market

One of the best ways to build long term wealth is investing in the stock market. We’ve mentioned before that your time horizon for investing in stocks should be 10+ years, so think about how much wealth you can gather from 50 or even 100 years in the market.

There are two ways you can grow your money by investing in the stock market: dividends and capital gains.

Dividends: companies want to reward their shareholders by giving them a share of profits in the form of dividends. Most people reinvest the dividends they receive back into the stock market to keep benefitting from the growth of the company.

Capital gains: as companies, industries, and economies do well, the overall value of the assets you hold in the stock market increases. This is also called capital appreciation.

The best way to invest in the stock market is through index funds or exchange-traded funds (ETFs) that provide diversification for a low cost. Most investment platforms like Vanguard and Fidelity have their own versions of ETFs and index funds focusing on international stocks, industry sectors, strategies, and more, so be sure to do your research!

Invest in Real Estate

2. Invest in Real Estate

According to Andrew Carnegie, about 90 percent of the world’s millionaires have been created by investing in real estate over the last 200 years. Real estate is a tangible, “real” way to invest your money and produce income for yourself and your family.

One way to participate in this type of investment is through REITs. For a fraction of the price of a single property you can instead buy REITs, which are more liquid and diversified. DiversyFund’s offerings, for example, start at $500. There are even ways to diversify within REITs: you can invest in residential REITs, healthcare REITs, multifamily property REITs, and retail space REITs. Sign up today to learn more.

Invest in Education

3. Invest in Education

When it comes to creating multigenerational wealth, mindset matters. When you open up about your assumptions and fears about money, you’ll create a healthier and more sustainable relationship between money and your family. Some ways to do this include:

  • Donate and volunteer regularly with your family.
  • Empower dependents and children to make decisions about money.
  • Be vocal about your own values when it comes to money.
  • Don’t assume that there will be a perfect time to talk about wills, life insurance, or inheritances. Be upfront.

A plan to create multigenerational wealth is an admirable feat. Whatever strategy you choose to go with, make sure that you bring your family into the fold. Armed with the personal finance knowledge you can provide, your family will already be one step ahead as they make their way in life.

You’ve probably seen that some alternative investments promise high returns uncorrelated to the stock market, yet few have proven to provide these returns consistently in the long-term. Multifamily real estate is one of the few alternative assets that has shown returns that typically outpace the market. REITs like those offered by DiversyFund offer an accessible and easy way for almost anyone to invest in them as easily as they can in stocks.

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How It Works

From the moment you invest, your dollars are hard at work. Watch this video to understand the flow of investor capital to the fund, to the properties, and ultimately back to investors.

When you invest with DiversyFund, you are investing with a partner, not a broker. Our key differentiator is that we are a sponsor-direct platform. This means we own and manage all of our own assets, removing several layers of third-parties and their fees.

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How Our REIT Helps You Build Generational Wealth

How would it feel to instantly become a co-owner in a diversified portfolio of real estate assets? Make your dreams a reality with our revolutionary platform. DiversyFund opens up private REIT investments to all investors (accredited or not) from one simple platform. Now you can easily invest in commercial multifamily real estate and diversify your portfolio.