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Credit Score Definition

From your credit report, credit reporting agencies calculate a score. Then, the score the agency calculates is your credit score. Additionally, this score allows lenders to easily see an individual’s credit worthiness. Therefore, when you are assigned a score between 300-850 based off your credit history information each weighs differently. Thus, an 850 is extremely credit worthy and a 300 means quite the opposite.

Credit Reporting Agencies: