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The Rising 99%

Building Wealth with DF

An exclusive group for all things personal finance, investment opportunities, and education.

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December 2, 2019

How to Give Tax-Free Money to Cover Student Loans

One of the best gifts you can give a college graduate is money to help with their outstanding student loans. Unlike payments made directly to educational institutions for a student’s…

November 27, 2019

Are You Ready to Retire? Test Your Retirement Planning Before It’s Too Late

It has often been said that retirement is the longest and most important vacation of your life, and you only get one chance to get it right. By the time…

November 7, 2019

How to Become Financially Independent in 7 Steps

Early retirement. So many of us have thought about it. But few of us live it. How can we spend the rest of our lives doing what we want rather than what…

November 6, 2019

Geoarbitrage: Making Big Money While Living in a Low-Cost Area

In the old days, people used to dream of moving away from their small hometowns and into the big city to make big money. One drawback is that the big…

November 2, 2019

Types of Money: from Commodities to Cryptocurrencies

There is no proof in history that suggests that pre-historic societies used money as a payment method to buy goods or services. But it is believed that systems akin to…

October 31, 2019

Compounding Debt: The Dark Side of Compounding Interest

Compounding interest can be a powerful tool to have in your arsenal. It can be very beneficial and create large sums of money over time if wielded correctly. But unfortunately,…

October 25, 2019

Moving in Retirement: 4 Reasons to Do It and One Reason Not To

When you find yourself on the cusp of retirement, you have a lot of decisions to make. From which retirement funds to tap first and when to take Social Security…

October 23, 2019

Reading the Terms of Your Credit Cards: Top Things to Look Out For

Fifty-six delegates signed the principal founding document of our great republic in 1776—the Declaration of Independence. At 1,458 words, the document has stood for over two centuries as one of…

October 16, 2019

Credit Scores: Why They Matter and Tips to Increase Yours

Earlier this year, a senior university gymnast scored a “Perfect 10” out of 10 in a major collegiate competition. The video of her extraordinary performance has been viewed online over…